Dues Payment Policies
Understanding the Payment Policies of the CVHA
Every year we collect annual dues of $25 from each homeowner within the Cranbrook Village subdivision. Those dues go toward maintaining our beautiful grounds, the maintenance of our signs and stone entrances, legal fees, insurance, and various operating costs, including basic supplies and postage.
When you purchase a home in Cranbrook Village, you automatically became a member of the Cranbrook Village Homeowners Association (aka CVHA), which requires that you pay annual dues of $25. This is a contractual obligation, since membership and paying the required dues are not optional. Your membership of the association is therefore mandatory or involuntary, so there is no opting-in or opting-out of the association membership. You are a member by virtue of your homeownership status within the Cranbrook Village subdivision.
Timetable and Fees
First week of April:
Dues invoices are sent to all homeowners, aka members of the association. These invoices are sent via email as well as by standard postal service. The Spring newsletter, information about our Annual Meeting, and proxy forms for voting will also be included in this mailing.
The Dues invoices will indicate that a payment is due on or before June 1st. Payments can be made online on our website at cvhoa.org, over the phone, or mailed to our PO Box. We accept VISA, Mastercard, AMEX, Discover, and PayPal.
May 31st
If you did not pay your full balance from the previous year, then 7% interest will be added to your balance due on May 31st. We encourage our homeowners to pay on time, because a very small balance can grow quickly.
June 1st
Dues payments are due on or before June 1st. They can be paid online using a VISA, Mastercard, Discover, American Express or Paypal. If paid online, there is a $1.05 processing fee added to the payment.
If you’d like to pay using a check or money order, the processing fee is waived. Checks and money orders would be payable to: CVHA, PO Box 760244, Lathrup Village, MI 48076.
June 10th and June 11th
There is a payment grace period. Payments must be made on or before June 10th. Mailed payments must be postmarked no later than June 10th to be accepted without penalty. A late fee of $7.00 will automatically be added to any balance on June 11th.
Returned Checks, Liens and Court Actions
Returned Checks
If your check is returned for non-payment due to insufficient funds or stopped payment, a fee of $35 will be added to the balance of your account.
$100 Lien
If your Dues Account Balance reaches $100, proceedings may begin to put a lien on your property. A balance this high indicates non-payment of Dues for at least three years. If a lien is attached to your property, $60.00 will be added to your account to cover the cost to file and then release the lien.
See liens on abandoned, vacated and for sale properties below.
Small Claims
If a bill continues to go unpaid, we will take measures to collect the balance due in small claims court, where you will incur additional court fees.
Payment Plans
Payment Plans
We clearly understand that everyone can run into financial difficulty from time to time. We are happy to set up a Payment Plan that works for you. If you are working with us, you are not in jeopardy of a lien or small claims court claim.
Payment Plan payments can be as low as $25.00 per month and cannot exceed 36 months. Late fees and interest will continue to accrue on the account until it is completely up to date.
To make payments, we will retain your debit or credit card number, so we can automatically process the payment as agreed.
Liens on Abandoned, Vacated and For Sale Properties
These liens only apply to CVHA accounts that have a Past Due balance of $100 or more.
Abandoned: A property will be considered abandoned when there has been no veritable attempt by the homeowner to satisfy their Past Due balance on their CVHA Dues account of $100 or more. The homeowner has not responded to communications from the CVHA including but not limited to emails, phone messages, letters sent via postal service, and/or notices that were hand-delivered to the property. Letters that have been sent to the property are returned to the CVHA and are labeled “Return to Sender Vacant Unable to Forward”. This condition also applies if the homeowner is deceased with no heirs or successors claiming the property. The property is noticeably vacant. The homeowner in the CVHA database is still on the title of the property according to property records with the City of Southfield.
Vacated: A property will be considered vacated when there has been no veritable attempt by the homeowner to satisfy their Past Due balance on their CVHA Dues account of $100 or more. The homeowner has not responded to communications from the CVHA including but not limited to emails, phone messages, letters sent via postal service, and/or notices that were hand-delivered to the property. Letters that have been sent to the property have been returned to the CVHA and are labeled “Return to Sender Vacant Unable to Forward”. The homeowner of record has moved out of the property and is either preparing the property for sale and/or transitioning the property to become a rental property. The homeowner in the CVHA database is still shown on the title of the property according to property records with the City of Southfield.
For Sale: This applies to a property that has been listed for sale when there has been no veritable attempt by the homeowner to satisfy their Past Due balance on their CVHA Dues account of $100 or more. The homeowner has not responded to communications from the CVHA including but not limited to emails, phone messages, letters sent via postal service, and/or notices that were hand-delivered to the property. It is apparent due to a yard sign and/or formal listing that the homeowner intends to sell the property. The homeowner in the CVHA database is still shown on the title of the property according to property records with the City of Southfield.
Please know that if you have opted out of email marketing, we reserve the right to email invoices and payment receipts to your email address.
If you would like more information, please click on the Contact Us button below and send us an email. We would love to hear from you.